Empowering financial decisions for lasting peace of mind.
EXPERTISE
We provide a financial plan that’s regularly monitored to achieve your financial goals.
COLLABORATION
We work with you and other professionals to ensure all aspects of finances are looked after.
FINANCIAL CLARITY
Spend time enjoying what you love most knowing you have financial clarity.
PEACE OF MIND
Know that your finances and the people that matter in your life are taken care of.
At Wealth Stream we understand that managing your finances can be a daunting and overwhelming task. That’s why we are here to provide you with the guidance and support you need to make informed financial decisions.
Our team of experienced and knowledgeable financial advisors is here to help you navigate the complex world of personal finance. We offer a range of financial planning services, including a strong focus on risk management, budgeting and debt management including banking opportunities, retirement planning, investment strategies, and estate planning. We will work with you to create a personalized financial plan that meets your unique needs and goals.
In addition to providing financial planning services, we also offer through our network of professionals services in Group Benefits and retirement, Home & Auto Insurance, Real Estate and mortgage professionals and Personalized Portfolio Management.
Thank you for considering Wealth Stream as your financial planning firm. We look forward to working with you and helping you achieve your financial dreams. Contact us today to learn more and get started on your financial journey.
Here’s How We Can Help
FINANCIAL PLANNING
Financial planning is the process of creating a roadmap for your financial future. A comprehensive financial plan considers budgeting, saving, investing, insurance, and retirement planning.
By having a financial plan, you can ensure that your money is working for you . A financial plan can also help you prepare for unexpected events, such as job loss or health issues, by establishing an emergency fund and protecting yourself with insurance.
Financial planning is essential for building financial security and achieving your dreams.
LIFE, DISABILITY & CRITICAL ILLNESS INSURANCE
Life, disability, and critical illness insurance offer financial protection during unexpected life events.
Disability insurance provides income if the policyholder becomes unable to work due to an injury or illness.
Critical illness insurance helps cover the costs associated with a serious illness.
Life insurance supports loved ones if the policyholder passes away.
Considering these types of insurance can provide peace of mind and financial security for individuals and their families, preparing them for the unexpected.
INVESTMENT PLANNING
A well-designed investment plan should consider various factors, such as your time horizon, liquidity needs, and tax implications.
We optimize your portfolio so you can achieve your financial objectives, whether it’s saving for retirement, buying a home, or funding your children’s education.
By regularly reviewing and adjusting your investment plan we can also help you stay on track and adapt to changing market conditions, ensuring that your portfolio remains aligned with your goals and risk tolerance.
GROUP BENEFITS
Group benefits can help attract and retain top talent by providing employees additional financial protection and perks beyond their regular salary or wages. This can also help improve employee morale and productivity by showing that the employer cares about their well-being.
Group benefits can be a cost-effective way to provide employees with valuable benefits, as employers can often negotiate better rates and terms than individual employees could on their own. Group benefits can also provide tax advantages for employers, reducing their overall tax burden.
PORTFOLIO MANAGEMENT
Portfolio management is overseeing and optimizing an investment portfolio to achieve the investor’s financial goals. It involves asset allocation, diversification, risk management, and performance evaluation.
By implementing a sound portfolio management strategy, investors can minimize risk and maximize returns over the long term.
Overall, effective portfolio management is crucial for achieving long-term financial success and requires careful planning and execution.
HOME & AUTO INSURANCE
Home insurance provides coverage for damages or losses to a person’s home and personal property, such as fire, theft, or natural disasters. It may also include liability coverage for injuries that occur on the property.
Auto insurance provides coverage for damages or losses to a person’s vehicle, as well as liability coverage for injuries or damages caused by the insured driver.
By investing in home and auto insurance, individuals can protect themselves from financial losses due to unexpected events, providing peace of mind and financial security.
About Wealthstream
Justin has been in the financial services industry since 2004 and during that time has held many different positions all the way from working in the mail room Financial Horizons (a life insurance brokerage) to owning and operating a successful financial planning practice, Hamilton Financial Inc. Justin successfully sold Hamilton Financial in 2017 but continued to practice financial planning in addition to holding the position of Sales Director for all Southwestern Ontario for Financial Horizons.
Justin is a Certified Financial Planner and looks to offer clients sound financial planning advice with a goal of providing peace-of-mind to his clients with a strong focus on risk management, retirement and estate planning needs. Justin graduated from the University of Western Ontario with a degree in Sociology. Justin has a post-graduate certificate in Professional Financial Services from Fanshawe College. Along with having his life insurance licence and full securities licence, Justin has earned his Certified Financial Planner (CFP), Certified Health Insurance Specialist (CHS), Certified Executor Advisor (CEA) and Elder Planning Counselor (EPC) designations.
Justin is an avid sports fan who loves to attend, watch and play many different sports throughout the year including hockey, skiing and golf to name a few. If you do not find Justin in the gym by 7am he is more than likely at the family cottage on Georgian Bay.